• krisevol@lemmus.org
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    3 months ago

    The average healthcare plan is 18k a yr per person. So that is a start.

    My family plan for 4 is 36k a yr

  • amniotic druid@lemmy.world
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    3 months ago

    Pretty crazy to think it’s even that low. I think I’m dying and can’t get healthcare; I thought this was a more common experience than less than half

    • adarza@piefed.ca
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      3 months ago

      half of the other half didn’t “struggle” because they already gave up on trying to get health care in the first place.

  • DeathsEmbrace@lemmy.world
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    3 months ago

    I’m surprised you can afford anything in that shithole of a country after Fascism teasers got put in power.

    • quediuspayu@lemmy.dbzer0.com
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      3 months ago

      I wonder how is his healthcare plan, he should put it the test in a variety of scenarios, each one more challenging than the previous one.

  • spaghettiwestern@sh.itjust.works
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    3 months ago

    It’s a feature, not a bug. Healthcare and insurance companies exist for and only care about profits.

    If people are struggling to afford healthcare it means their prices are right where they want them.

    • lonefighter@sh.itjust.works
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      3 months ago

      I’m so sorry. I wouldn’t wish endo on my worst enemy. It is a hell that anyone who hasn’t experienced cannot understand.

      My meds were $1300 a month without insurance. It required pre-authorization from the insurance that needed to be redone every 6 months and I could only get 28 days filled at a time, but it only cost me something like $20. The side effects were awful, but not nearly as awful as the alternative.

      I’m eternally grateful for the fact that after years of pain and begging dismissive doctors to treat me I found an amazing surgeon who went “why are you still dealing with this when you don’t want kids, you want a hysterectomy, I’ll do one” and by some miracle my insurance company also approved it without arguing about it. I also got lucky that I had my initial visit just before my employer’s year end open enrollment for insurance, so I did the math and figured out that I’d save a lot of money if I switched for the year to the higher premium/low deductible insurance they offered. My entire surgery, pre-surgery labs, pre surgery surgeon visits, prescription and OTC medications, and other little stuff I needed for recovery all cost me less than $1000 total.

      The surgery was hands down the best thing that ever happened to me.

      • Meatwagon@lemmy.dbzer0.com
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        3 months ago

        That’s great. I’ll probably end up going down the same route. Hormonal suppression is the only thing that works for my pain so getting my ovaries out will probably be the only thing that works in the end.

        • lonefighter@sh.itjust.works
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          3 months ago

          Good luck! I still have my ovaries and so I still have some pain, but it’s so minor compared to what I used to be living with (like a 3-5/10 instead of a 9-10/10 on a daily basis) and not having to deal with bleeding 3 weeks out of the month is life changing.

      • Tollana1234567@lemmy.today
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        3 months ago

        biologics are expensive but my dermatologist recently reccomended a biologic for atopic dermatitis, because how extensive and and severe it was. i checked on peoples experience trying to get the injections, they have to go through a whole slew of pre-auth(taking more generic drugs, testings)

    • shalafi@lemmy.world
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      3 months ago

      My wife’s heart medication, which is not a daily thing, only on demand, is staggering without insurance. Her kids in the Philippines send it to her for $10.

    • blackbeans@lemmy.zip
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      3 months ago

      Here in West Europe (differs per country):

      • mandatory health insurance, ~1200 euros per year (low income households are eligible for a subsidy)
      • deductible of about 300 euros per year
      • after that, healthcare and medicines are covered
      • secondary costs (e.g. dietary costs or travel costs) may be tax deductible
  • The Velour Fog @lemmy.world
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    3 months ago

    I can’t even get easily accessible mental healthcare under my employers insurance (UHC). I tried calling the in network GP line and they said mental health services are technically out of network under my plan. So I use UHCs “find a provider” section on their dogshit website. One result, I call the number, it’s disconnected.

    I widen my search, sift away the counselors with shitty reviews, find a couple that could be an ok match. More disconnected numbers, and the only number that wasn’t disconnected just dumps me into a voicemail. God I fucking hate it so much. UHC really, really doesn’t want people seeking out mental healthcare.

  • IPeaceInYourFace@lemmy.world
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    3 months ago

    I’m gonna be perfectly honest, I didn’t think ANY Americans could afford healthcare.

    I hope somebody liberates that country. I feel sorry for poor everyday Americans. It’s like north Korea.

  • nserrano@lemmy.zip
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    3 months ago

    I’ve had insurance through my employers since I was 18 years old. For the first time in my life I opted out since it was cheaper to pay out of pocket than pay the premiums for my entire family. The worst part is I work for a healthcare organization making almost 3 times the national average.

    • Tollana1234567@lemmy.today
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      3 months ago

      different plans might be better for some people. i assume you dont ahve dental or paying that out of pocket?

      dental costs are even worst than healthcare because its mostly not covered even if you buy different dental insurance.

  • Korhaka@sopuli.xyz
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    3 months ago

    How does that work? Surely most people don’t even need healthcare in any single year period.

    • kobra@lemmy.zip
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      3 months ago

      Yeah that was the other half. I think all Americans that needed healthcare struggled to afford it.

      • Korhaka@sopuli.xyz
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        3 months ago

        If half of Americans need healthcare in any given year that is rather concerning isn’t it?

        • kobra@lemmy.zip
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          3 months ago

          Depends on your definition of “need healthcare” I guess. I was mostly just cracking a joke about how expensive it is.

    • insomniac_lemon@lemmy.cafe
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      3 months ago

      I’m guessing that like unemployment, you just aren’t counted in the numbers if you are too far beyond struggle. Not so much as a check-up in 10+ years? Must be perfectly healthy! No? Uh…

  • edgemaster72@lemmy.world
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    3 months ago

    Now do people not struggling to afford healthcare because they’ve given up on the idea of affording healthcare at all and don’t even bother

    • shalafi@lemmy.world
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      3 months ago

      Since the Big Beautiful Bill killed my Obamacare, I stopped going to the doctor. Starting to build up some problems but my wife just got “promoted” off the temp company and the insurance isn’t much more for both of us than only her.