There was a time when I was a kid that my parents were struggling with money. It was an ongoing struggle that lasted more than a decade and they still haven’t fully recovered from to this day. Anyway, I was aware of their struggles and as soon as I was old enough at 16, I went and got a job. I made less than minimum wage and my hours were severely limited due to state laws about employment under the age of 18. So I was still going to school and making barely anything, but whatever I didn’t use, I put away in the bank. Skip ahead to when I’m 18 and I’ve saved a few thousand dollars. My parents had a few particularly rough months and didn’t know how they would pay the mortgage that month, so my mom asked me if they could borrow some. I still remember how embarrassed my mom looked while asking me and I remember thinking that I didn’t know if I would ever get that money back. But I agreed. It was a bit of an emotional ordeal, but they did pay me back eventually and my parents still have their house. So all in all it worked out for the best.