But then you have the same centralization issue - and it’s even worse, if the central authority has a fit for some reason about you, now you’re locked out of many completely unrelated sites.
You mean the password manager as the central authority? You can self host a password manager using, eg, Vaultwarden.
Even if you use a trusted, paid commercial service, I think the risk of that happening is lower than on Reddit. Their business model is simpler and more transparent. They want to keep you as a customer so you will keep paying them. And there is less opportunity for them to ban you for political reasons when you’re not expressing yourself on their platform.
But then you have the same centralization issue - and it’s even worse, if the central authority has a fit for some reason about you, now you’re locked out of many completely unrelated sites.
You mean the password manager as the central authority? You can self host a password manager using, eg, Vaultwarden.
Even if you use a trusted, paid commercial service, I think the risk of that happening is lower than on Reddit. Their business model is simpler and more transparent. They want to keep you as a customer so you will keep paying them. And there is less opportunity for them to ban you for political reasons when you’re not expressing yourself on their platform.