99% of the State of New York is nothing. NYC and Philadelphia belong in NJ, they each have a lot more in common with Jersey than they do their respective states.

Northeast + West Coast and Everywhere Else.

Hopefully America isn’t contagious.

And jokes aside, the sentiment here in America seems to be people have had enough of this shit. I went for my annual physical, my insurance covers it. But I was given a paper to sign that says if I mention something ailing me to my doctor that it may turn into a sick visit and be billed accordingly.

I am very fortunate, I make decent money, my wife has insurance for us, and so when my doc said “Do you want vitamin D screening in your blood work? It will cost extra.” I was able to say yes. And that’s a minor issue, but there are people barely scraping by, they think they’re okay because they have insurance, and then to be told this visit will cost you more money if you say you’re unwell? Get the fuck out of here.

I love my wife and my kids to the end of the world, but I can’t imagine my mindset if I’m some single dude, at this point. How much are they going to push people? Thoughts and prayers to the difference makers out there is all I can do unfortunately.

The they in your sentence, at one point in time, referred to me and my three buddies who worked for Commerce Bank back in the oughts. They left four kids, one of them 18 and the rest 17, in charge of a bank sometimes. I may be personally responsible for commerce bank ceasing to exist.

I get a lot of checks and I’ve had issues with mobile deposits here and there, and they’re a huge headache. Having a bank that I can toss checks into the ATM and say “your problem now” solves the issue. I also get things notarized once or twice a year, but that’s just extra. But yeah, twice a week, I drop the kids and hit the bank on the way to the grocery store in the morning, ezpz. It is strictly convenience and nothing more.

Convenience. I have accounts with BofA because they’re three blocks from my house. It’s them or Wells Fargo, who are a little further, and then the nearest credit union is a 10m drive. So convenience. I also have USAA, but having zero branches in my state is kind of a pain.

I hate BofA, but I opened my first credit card with them 19 years ago and I value my stupid credit score for some reason, and so I have to keep it forever.

Yeah, I’m all for Australia style banning to kids, however that gets implemented, but this is slippery slope and all that. But hey, maybe not, maybe it’s the only time they do it.

It’s the beginning of the Streisand effect. I don’t know who the CEO of Horizon is, but I bet I’m gonna find out here or on Reddit soon enough, when it’s memefied.

And if someone doesn’t pay the fee, perhaps theyre at risk of fire.

I went to tea at one point when I was just getting bad heartburn from coffee. I’ve fortunately put those days behind me and have accepted my coffee addiction as a part of my life.

That is funny, and sounds like it’d be pretty expensive. I actually didn’t encounter this fortunately, because I was already costing my parents a fortune because I just couldn’t stay under 300 texts a month.

I’d have Ask Jeeves, Hotbot, and Yahoo opened when I was trawling the Internet for porn while my parents were out for 30m when I was 14 years old. There were always substantially different results, though somehow they always ended up the same: with me infecting my parents’ computer with some shit. Let’s say I did a lot of learning from my mistakes.

And the crippling headaches. I screwed up, we ran out of coffee at home, so I didn’t get to have my cup before dropping the kids off. I go to the store, pick up a can, make it at home, but it just doesn’t do it, I have this headache all day. Come to find out I bought decaf, absolutely useless. It’s amazing the effect that caffeine has on the first half of my day.

I do limit myself to just one cup in the morning. One “cup,” that is probably more like two actual cups, but I call it one cup because it’s just one physical mug of coffee. But boy do I work good until lunch. Unfortunately, after lunch, that’s it.

People should be allowed to do as they please. I think, however, people should be presented with all the potential risks in very clear language if they’re going to, in the same way a pack of cigarettes has a warning, access to social media should present similar disclaimers.

When I’m “computering” for efficiency, I don’t take my hands off the keyboard. Half of my job is on a standard keyboard, and so familiarizing myself with all the shortcuts and whatnot saves a lot of time versus having to travel back and forth to a mouse or track pad.

When I am just satisfying the dopamine urges, it’s mouse all the way.

I am still using both. I have never been a big poster, but I like to think I can engage in discussion on just about anything,except Linux, and I really try (but fail) to avoid political shit, and so I’m sure you can see where I’m going with this.

But I’ll keep coming back, I’ll hopefully contribute in some mental way to the growth, and perhaps niche subs can grow in popularity. One of my personal favorite subs on Reddit is homeimprovement, and it’s simply a matter of quantity as far as getting it just as good here.

Thanks, thought I was going … bananas.

You made me reread the post looking for any there, their, of even they’re.

I don’t know what you mean. I thought California was one of the states that banned private prisons, but I live on the other side of the country, in NJ, where we’ve also banned private prisons, and are trying to stop the feds from putting private immigration detention centers in too.

If you mean prisons in general, I think that’s a different discussion.

I feel like I understand but if you can elaborate on the last part I’d appreciate it. And I just mean it seems to extend far beyond just capitalism, although that’s surely a driving factor. It’s hard to remove capitalism from a place that basically was made by people trying to hang on to their money.