This joke is so American
Laughs in Europe
Had a relative in a car accident. They climbed out the vehicle, walked to the ambulance, and took their suggestion to get looked over at the ED.
Nothing needed but an X-ray then a CT to make sure the spine was fine. Doc saw them for all of 10min. Most of the time was spent doing nothing, alone, waiting for a ride in a mostly empty rural ED.
Bill comes. $15k.
I did charges in the 2000s as part of my ED tech duties. Back then the stroke/heart attack go to ICU or get prepped for life flight charge, the most acute of 5 tiers of service was ~$2.5k. The lowest, say getting a ring cut off, was less than $200.
I know costs have risen in the last 20 yrs but how the fuck do you go from what is at a very generous at most a tier 3 for ~$1k to $15k. AND that CT scan, 90% of what happened there, was billed separate.
AFTER Medicare, the ED bill is $1.8k. Imaging is $800, and the ambulance ride, that didn’t even put in an IV, is $1.9k.
So an elderly person on a fixed social security income is getting billed almost $5k for a ride, a glorified wait for my ride room, and a CT.
One non displaced broken rib btw, that’s it.
$15k. Is ring removal in ED now $15k a pop? I just don’t know. Or is a remote, empty ED soaking anyone who goes because they don’t have lines out the door and around the block like city EDs do?
Either way, that’s several months of social security to pay for it while not buying groceries or driving.
AND many hospitals have lobbied local governments to make it illegal for Uber to take you to the hospital, ensuring their sweet, sweet ambulance profits.
Man do I feel bad for you Americans when I see this shit.
So many Americans justify it as well… I can mention it on reddit and I’ll get viciously attacked defending that shit healthcare system.
It’s hands down, the worst in western civilization.
In that aspect I see the US as a developing country.
I sometimes refer the US in discussions as “worlds richest 3rd world country”
I live in Germany and I just had hernia surgery. The entire procedure including appointments leading up to surgery a couple weeks ahead of time and post-op appointments over a couple weeks after came up to 905€, TOTAL… my copay was 45€. And I have the expensive private insurance that gives me access to single person hospital rooms and my procedure is done by the hospital chief surgeon
Oh, look at fancy angeben over here, gloating about his functional healthcare system that doesn’t bring his country to it’s knees, but instead strengthens it. Next your going to tell us that the education system is ausgezeichnet and doesn’t leave most students financially crippled. The nerve of some people. Now if you’ll excuse me, I need to go study up on which wealthy hyper-geriatric politician is going to represent my interests!
PS: I totally didn’t have to google translation for those words because of my superior American education!
I’ll never be able to finance a car over $15k and I’ll never be able to afford a home.
What difference does it make? Might as well be free.
What an upsetting thought, why is this our only option?
Less than 3% of us bankruptcy is medical.
Good insurance won’t, but the problem is, most companies don’t provide “good” insurance. In most cases you are better off without it.
One company I worked for had the worst insurance I’ve ever seen.
I paid like $180 per paycheck JUST FOR ME! and I had no co-pay woooooHhhOoooo! Well anytime I’d go to the doctor i’d be fucked, with one visit really sticking out in particular: I went in knowing I had strep throat and just needed a doctors note. Doc took one look (didn’t do any tests or anything because it was really obvious) said "yep, you’ve got strep. " gave me my note, and I was oit of there in like 5 minutes… A week later? A $200 bill…. What…. The…. FUUUUUUUUUUUUUUCK!? Yeah bad insurance will ruin you.
If you had no co pay you wouldn’t have had a $200 bill ( unless you went out of network and then fuck you for wanting to have a choice)
Found the European (or just someone young who doesn’t know much about typical insurance shell-gaming).
You have no copay, but most insurance plans include any non-preventative visit in the deductable. That means you are responsible for 100% of the bill until your $1500/yr deductible (in as low deductible-plan, a LOT higher in most plans) is reached. To look like they’re actually doing something, they treat the negotiated rate from the doctor’s MSRP as a “discount” (the doctor says $300, the insurance negotiates you to $200). The really ugly irony of that, is that if you were uninsured, many offices would have given you an NP for $70, and some have an “uninsured rate” of like $150.
