So i went to a focus group purely to provide feedback, now i have a 75 dollar giftcard which i have to select and withdraw but im not sure what to put the money towards? my older brother also got one. Yes i live with parents so most of my living needs are already covered.
What would be the smart thing to do here? what would you suggest and why so?
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Buy a blinding stew
A stew that makes you blind for one day.
I did focus groups and surveys for money. I often would just stock up on toiletries from Amazon when I had gift cards. That shit is expensive so it lets my grocery budget breathe.
Depends on your priorities and needs, but 75 dollars should cover most of the bill if visiting a nice-ish restaurant
This makes me sad. About 15 years ago we could go out as a family of 4 to a nice-ish restaurant for just entrees for just under $50 before tip.
Inflation is 88 percent since y2k. Excited for a 50k a year job out of college in the year 2000? That’s 90k now. 7.25 minimum wage from 2000? Should be at least 13 now. It isn’t, should be.
People are alway “oh, money doesn’t go as far as it used to”, but they don’t get how dramatic it is.
Jesus, where? That sounds like a dream from the 90s.
Take an online course.
Many of those should be free through public libraries!
Buy stuff on ebay and start trading to bigger and better things. If you work at it hard enough, you’ll end up with trading items worth thousands without having spent more than $75.
https://www.tomsguide.com/us/steven-ortiz-porsche-trade-craigslist,news-7544.html
Wow, I thought that had become basically impossible to profit off of ages ago.
This is what I do. I recently bought 3x rx480 graphics cards for $90 total and 3x office PCs for $150 total and sold for $450 total. You just have to watch for deals.
I also made [email protected] for this kind of stuff, but it’s basically dead as lemmy is mostly anti capitalism and sees flipping as dirty.
Trading in existing items is not exactly capitalism … that’s just plain old bartering.
Capitalism, especially the modern form, is when you use your existing or inherited wealth to buy or develop companies who generate wealth from the work of other people to create brand new products or services. It’s exploitative because capitalists take the hard work of many people who create brand new products and then claim full or majority ownership over those products without having done anything except claim ownership.
What you are doing is taking old discarded things that either have no more value or lesser value and taking your own effort and time to recreate value and barter it to someone else. The only person you’ve exploited in the transaction is yourself … but you reap all the benefit. And no one can go back and say that the product that you just traded is stolen profit from the previous owner … the previous owner had thrown it away and didn’t value it any more or even considered it trash to be thrown away.
Flipping isn’t capitalism … it’s just good economic sense for the individual.
Unless you turn it all into a multimillion dollar business with employees, real estate and a corporation … it isn’t capitalism.
Why is having employees and especially why is exploiting employees necessary to define something as capitalism?
A nice butt plug ☺️
To be fair, good silicone stuff basically lasts forever. BIFL butt plug time?
Oxballs and Squarepeg Toys make some high quality silicone toys. Njoy does stainless steel, pricey but worth it. I just bought a couple of glass ones from Luscious playthings; well made with high quality glass.
This person butt plugs.
If you (or your parents) like to cook, you could get some choice steaks (or other high-end ingredients) and make a nice meal that the whole family can enjoy.
Could also get a nice game controller if you’re into video games. Most first-party controllers seem to cost about $70-$80 these days.
I dunno what the “smart” thing to do with $75 would be; $75 isn’t a whole lot of money in the grand scheme of things so investing it wouldn’t exactly pay dividends any time soon. Maybe buy 1GB of DDR5 RAM and in a year it might be worth $75,000 if the market continues its current trend.
Classic Lemmy answer. RAM and steaks.
you could get some choice steaks (or other high-end ingredients)
That’s hilarious because this saver was gonna say, “Chickpeas. Lots of chickpeas.”
Safe bet is corn
Who is that in the image? whats the story behind this image?
That’s a man that used to have $75. Now he has corn.
I’d be rolling in that shit like I was Scrooge McDuck.
ITS NOT LIQUID!
If you’re from the Midwest, that’s how you get cornbred.
Corn bed
And then corn bred again ;)
In the corn bed!?!
It’s probably a hunter leaving bait for deer or something. Hence the orange getup.
Not long ago that would feed you McDonald dinner for a month.
What you should do its find a good gift card buying site, there are a few. Choose the card that gives the highest cash payout. Save the money.
Not long ago that would feed you McDonald dinner for a month
in the 00s, that 75 dollars would have bought SEVENTY-ONE double cheeseburgers (including a typical sales tax rate of 5.5 percent). today, it would only get you seventeen of them.
Sell it, or buy and return items to make cash, invest it.
Can i have a example of some of the investments you said? are you saying i start something like a ebay?
For investment, something like fxaix (Fidelity 500 index) or vti (Vanguard Total). You need a brokerage account. $75 might be too little to seed an account, depending on the company. Schwab, Vanguard, Fidelity, Robin Hood.
Don’t buy a single company, don’t by meme stocks, don’t buy a mutual fund with high expense ratio, don’t buy “money market fund” or similar.
Have ok dinner somewhere? $75 won’t get you to a good place. But it may get you into an ok one.
Where the hell do you live where $75 doesn’t get you a great meal for 1 person?
A civilised country.
???
civilised
I don’t think that word means what you think it means
Buy as many stick on googly eyes as you can and put them on everything you see
We have a winner!
Waymond?
Give it to your parents for taking good care of you.
75 isn’t a whole lot. If you don’t have a financial management tool yet, you should put it towards that.
Look for something with no fees. I believe Sofi has no fees and might not have a minimum amount. Their app is also really easy to use.
A local credit union is also a good choice since you can physically talk to a person when you have questions.
it’s a giftcard
Drugs.
