• erasebegin@lemmy.world
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    10 months ago

    I missed a credit card repayment by 1 day and my score dropped almost 300 points (UK. 800 (very good) -> ~500 (below average))

    • Powerpoint@lemmy.ca
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      10 months ago

      That’s very unlikely, there’s more to that than you’re letting on. Was the card maxed? What was your total utilization?